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KiwiSaver account calculator

This calculator shows you how KiwiSaver can help you save for your retirement.

If you’re already a member, you’ll need to enter how much is already in your KiwiSaver account.

About you

Your personal details

 

You need to be under the age of 65 to join KiwiSaver.

YYYY

Your gender

Men and women have different life expectancies, so may need different levels of retirement savings.

This is the average life expectancy for your gender, based on data from Statistics New Zealand. You can change this to a different age.

KiwiSaver contributions work differently depending on whether you are employed or self-employed/not employed.

Do you already belong to KiwiSaver?

If you are unsure, check your pay slip and look for any KiwiSaver deductions.

 
 

Date doesn't have to be exact - a rough idea is fine.

Date doesn't have to be exact - a rough idea is fine.

YYYY

Contributions

Your contribution to a KiwiSaver scheme

You can contribute 3%, 4% or 8% of your salary to your KiwiSaver account if you're employed. Note: the minimum contribution amount changes to 3% from April 2013.

If you're unsure of your contribution amount, use 3%.

$

You can make additional lump sum contributions to your KiwiSaver account, over and above your regular contributions.

Lump sum payments can be made direct to your provider or through Inland Revenue (opens in a new window)

Your contribution to a KiwiSaver scheme

$

The regular amount you will contribute to KiwiSaver. You need to contribute at least $1042 a year to get the full $521 'tax credit' from the government.

 
$

You can make additional lump sum contributions to your KiwiSaver account, over and above your regular contributions.

Lump sum payments can be made direct to your provider or through Inland Revenue

$

Use this if you want to include the current value of your KiwiSaver account in the calculations.

Check your KiwiSaver balance online if your provider offers that facility. Otherwise use the total from your most recent statement.

Employer contributions

If you're unsure how much your employer contributes, use the minimum 3% rate.

Your results are off

Savings amounts have been adjusted for inflation. For example, at 2% inflation per annum, $200,000 saved today will actually be worth $120,000 in 20 years time.

To see the results without the effect of inflation, select 'Inflation adjusted results Off

Oops, some information is missing.

Please check the questions.

 

Want to
save more?

Changing your weekly KiwiSaver contributions to

Move the slider to see how changing your contribution amount can change the amount you could receive in retirement.

would mean...

At age 65 you could
have a lump sum of:
For the rest of your life,
this could give you:
Your KiwiSaver
contributions would
increase to:

$--

$--

$-- per week

 

Want to
save more?

Increasing your fortnightly KiwiSaver contributions by

Move the slider to see how changing your contribution amount can change the amount you could receive in retirement.

would mean...

At age 65 you could have a lump sum of:
For the rest of your life, this could give you:

$--

$--