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Sorted Buffer builder™

This app’s got your back.

Need more emergency savings for your peace of mind? Let Sorted’s free Buffer builder app do it for you. It connects securely to your bank accounts, pays you first, rounds up and tops up. Just set it, forget it... and find your money at the ready when you need it.

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Help with the cost of living

Targeted support for stretching your dollars.

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Get sorted
in six steps

Take charge and reduce worry one money move at a time.

Start here

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For those important life stages...

... there are guides to making smart choices.

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Māori money journeys

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Empower yourself with emergency savings!

An emergency fund can be a real game-changer, covering unexpected costs when they crop up, so you stress less.

Build your buffer

Discover stories

Blog

Why do people fall into debt, and how do you break the cycle for good?

Why do people fall into debt, and how do you break the cycle? The real reasons it happens, why it is so hard to escape and simple steps to get free.

Read more about Why do people fall into debt, and how do you break the cycle for good?

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Blog

Where should you keep your emergency fund? Why a separate account wins

Does your emergency fund need its own account? Not strictly, but it helps. Here’s why a separate account works, where to keep it, and how to set one up.

Read more about Where should you keep your emergency fund? Why a separate account wins

A veterinary professional in a clinic gently examines a white dog standing on an examination table. The person is wearing dark scrubs and using a stethoscope, with veterinary equipment and tiled walls visible in the background.

Blog

Real-life read: Evan

In our series exploring people’s real experiences with money, Evan shares the best advice he’s been ever given: “Only spend money where it really matters.”

Read more about Real-life read: Evan

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Blog

Your bank data is yours. Here’s how to put it to work.

Thanks to open banking, it’s easier than ever to connect apps safely to your bank data and make your money move the way you want it to.

Read more about Your bank data is yours. Here’s how to put it to work.

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Blog

Dream job on social? The ad’s a scam.

Fake job ads on social media are tricking us into installing dodgy apps that drain our bank accounts. Here's how to spot the scam – and stay safe.

Read more about Dream job on social? The ad’s a scam.

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Blog

Real-life read: Alex

In this sorted.org.nz blog, Alex, who moved from Russia to New Zealand about 20 years ago, talks about his spending and saving habits and the financial principles he lives by.

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Blog

Real-life read: Georgia

Georgia has used Sorted ever since 2014, when you could pick up Sorted booklets at the supermarket rather than using the tools online!

Read more about Real-life read: Georgia

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Blog

Five things to do when your premiums surge

Insurance premiums have increased around Aotearoa, but there are ways to keep your policies affordable by being savvy about your cover and taking advantage of tools to compare rates. 

Read more about Five things to do when your premiums surge

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Blog

Real-life read: Gemma

In our series exploring people’s real experiences with money, Gemma shares the habits that have helped her get ahead: avoiding credit card interest, building her emergency fund and paying down her mortgage faster.

Read more about Real-life read: Gemma

Gemma smiling and looking at the camera, wearing a red apron and holding a fresh pack of pasta

Blog

Top 5 KiwiSaver myths worth debunking right here and now

Let’s unpack some of the most common KiwiSaver myths, and why it’s smart to be contributing as much as you can.

Read more about Top 5 KiwiSaver myths worth debunking right here and now

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