Loans

Problems managing your debts today can have a big impact on your financial future. Find out about your options and why it’s important to have a good credit history.

When you guarantee a loan you make a legal promise to step in if the person who borrowed the money doesn’t make the repayments.

Getting a loan can be expensive, but if you know your options and shop around you will spend less.

Loans are very convenient. But they can also be expensive. While you're studying try to avoid high interest debt such as credit cards and some hire purchase deals.

There is a lot to think about when you buy a car - fuel efficiency, safety, reliability and, of course, the cost. Buying a car can be a big expense.

Going into debt is a big decision. When you have debt, your life options start to become far more limited.