Hire purchase

Credit that's too good to be true?

Buying on credit can seem like the answer to having what you need or want right now.

8 tips for buying on hire purchase

With the Christmas sales period in full swing, there are lots of attractive finance deals out there.

40 months interest free! No repayments till May!

Glossary: interest

Repayment problems

Problems managing your debts today can have a big impact on your financial future. Find out about your options and why it’s important to have a good credit history.

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The price tag is just the start

Kiwi Story

Sue’s 15, working at the supermarket after school, and getting into mountain biking. She’s ...

The right sort of debt

Kiwi Story

Brendan has decided to get a qualification through distance learning. He needs a computer at home so ...

Car loans

There is a lot to think about when you buy a car - fuel efficiency, safety, reliability and, of course, the cost. Buying a car can be a big expense.

Hire purchase

Hire purchase and credit sale agreements can seem like a great way to pay when you haven't got the money right now. Particularly if the retailer offers an interest free period.

Glossary: interest

Pay off debt or save?

Should you pay off your debt faster or start saving now?

Glossary: debt