Borrowing

One of the easiest ways to get your money sorted, is to get your debt sorted. This section has information on how to manage your debt including details of the main borrowing options.

Loans are very convenient. But they can also be expensive. While you're studying try to avoid high interest debt such as credit cards and some hire purchase deals.

You've probably got a rough idea of the sort of home you'd like, and how much you'll have to borrow to buy it. But will a lender actually lend you this amount?

The longer you take to pay off debt, the more it will cost you. So you should try to get out of debt as fast as possible.

Going into debt is a big decision. When you have debt, your life options start to become far more limited.