Credit cards

Christmas credit card tips

Credit cards are a convenient way to pay, but they can require a bit of discipline at this time of year.

Keeping costs under control this Christmas

Follow these ten tips to keep costs under control this Christmas:

Tips for today's financial climate

Our top tips to help New Zealanders cope with the current situation in the financial world:

Too much debt?

Kiwi Story

Ben and Rata earn a combined income of $120,000. They're in their early 30s and without any retirement ...

Getting rid of holiday debt

By now you will have received your credit card bill for what you spent at Christmas and over the holiday period. If there was a big figure at the end, you’re not alone.

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You can't do without your sleep

Kiwi Story

Trudy is 28, single, and working in an office. She's earning a good salary, and she loves beautiful ...
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She's gotta have it!

Kiwi Story

Mandy loves shopping and often buys on the spur of the moment. If she sees something she likes, she's ...
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Put away the boxing gloves

Kiwi Story

If there’s one topic that’s likely to cause an argument in Pete and Myra’s house, ...

The right sort of debt

Kiwi Story

Brendan has decided to get a qualification through distance learning. He needs a computer at home so ...

What you borrow

Loans are very convenient. But they can also be expensive. While you're studying try to avoid high interest debt such as credit cards and some hire purchase deals.

Glossary: interest
Money paid in return for the use of money. If the bank is using your money (in a savings account) they pay you interest. If you are using the bank's money (via a loan), you pay the bank money.
Glossary: debt
Debt is what you owe - it comes in many forms, including mortgages, personal loans, credit card balances, hire purchase agreements, loans from family.