Credit cards

Credit cards

Too much debt?

Kiwi Story

Ben and Rata earn a combined income of $120,000. They're in their early 30s and without any retirement ...

Getting rid of holiday debt

By now you will have received your credit card bill for what you spent at Christmas and over the holiday period. If there was a big figure at the end, you’re not alone.

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You can't do without your sleep

Kiwi Story

Trudy is 28, single, and working in an office. She's earning a good salary, and she loves beautiful ...

She's gotta have it!

Kiwi Story

Mandy loves shopping and often buys on the spur of the moment. If she sees something she likes, she's ...

Put away the boxing gloves

Kiwi Story

If there’s one topic that’s likely to cause an argument in Pete and Myra’s house, ...

The right sort of debt

Kiwi Story

Brendan has decided to get a qualification through distance learning. He needs a computer at home so ...

What you borrow

Loans are very convenient. But they can also be expensive. While you're studying try to avoid high interest debt such as credit cards and some hire purchase deals.

Glossary: interest
Money paid in return for the use of money. If the bank is using your money (in a savings account) they pay you interest. If you are using the bank's money (via a loan), you pay the bank money.
Glossary: debt
Debt is what you owe - it comes in many forms, including mortgages, personal loans, credit card balances, hire purchase agreements, loans from family.
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Credit cards

Credit cards are an easy way to pay for things but they can also be very expensive if you don't pay off the balance in full every month.

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Pay off debt or save?

Should you pay off your debt faster or start saving now?

Glossary: debt
Debt is what you owe - it comes in many forms, including mortgages, personal loans, credit card balances, hire purchase agreements, loans from family.
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