Credit cards

Follow these ten tips to keep costs under control this Christmas:

Our top tips to help New Zealanders cope with the current situation in the financial world:

By now you will have received your credit card bill for what you spent at Christmas and over the holiday period. If there was a big figure at the end, you’re not alone.

Loans are very convenient. But they can also be expensive. While you're studying try to avoid high interest debt such as credit cards and some hire purchase deals.