Banks

A change in the Official Cash Rate can leave you feeling a bit richer or a bit poorer depending on which way the pendulum has swung.

Bank loans and student packages

For many savers, using ordinary bank accounts is a convenient, low cost way of building up financial assets.

There are dozens of companies providing home loans. Choose a lender on the key areas of interest rates, fees and services. Don't be swayed by prize draws or the like.

Credit cards are an easy way to pay for things but they can also be very expensive if you don't pay off the balance in full every month.