Banks

Spending

When you really want to buy something like a TV, MP3 player, or a new pair of shoes, you probably don't think a lot about how to pay for it. What's important to you is getting it now.

Banking

Getting smart about your banking can be very good for your financial future.  By cutting your way through the jargon and huge selection of accounts available you can slash the amount you pay i

What the OCR Means To You

A change in the Official Cash Rate can leave you feeling a bit richer or a bit poorer depending on which way the pendulum has swung.

Discounts

Bank loans and student packages

Bank fees

For many savers, using ordinary bank accounts is a convenient, low cost way of building up financial assets.

Where to get a mortgage

There are dozens of companies providing home loans. Choose a lender on the key areas of interest rates, fees and services. Don't be swayed by prize draws or the like.

Glossary: interest rates
The amount of interest you pay on a loan or are paid for an investment, usually expressed in a percentage.

Credit cards

Credit cards are an easy way to pay for things but they can also be very expensive if you don't pay off the balance in full every month.