Budgeting

The New Year is a time that many of us take stock and set new goals - it's also a great time to think about your financial situation for the coming year.

The June appearance of the star cluster Matariki marks the start of the Maori New Year. Customarily it’s a time for Maori to reflect on the past year and set goals for the coming year.

Sample weekly expenses for a student living away from home*

By now you will have received your credit card bill for what you spent at Christmas and over the holiday period. If there was a big figure at the end, you’re not alone.