Mortgages

Protect yourself from interest rate rises

Yesterday the Reserve Bank announced there would be no change in the Official Cash Rate (OCR).

Take an interest and take charge

This week Reserve Bank Governor Alan Bollard announced the Official Cash Rate (OCR) would remain unchanged at 2.5%.

The economy - why you should care

Changes in the economy can affect you in different ways – from the price you pay for petrol, to the interest rate you earn on your savings.

Glossary: interest

Questions to ask your mortgage lender

A mortgage is likely to be your biggest financial commitment.

Help buying your first home

Lower interest rates and falling house prices mean buying a home is more affordab

Glossary: interest rates

How to get mortgage-free faster

Paying off a mortgage can seem like a daunting task. But the quicker you pay it off, the less it will end up costing you.

Home owners: get ready for financial changes ahead

Mortgage rates are likely to rise after today's Official Cash Rate increase to 2.75% and some are predicting further rate rises from the Reserve Bank later in the year year.

Mortgages - interesting times ahead

Not that long ago you didn’t really think about your mortgage until your fixed term came up for review, then you just fixed it again for another 2-3 years. 

Higher mortgage rates - are you prepared?

If you’re on a floating mortgage at the moment you’ll be loving the rates currently on offer – which range from 5.69% to

Fixing mortgage knowledge gaps

One in five home owners with a mortgage don’t know that it is better to have a fixed rate rather than a floating rate when interest rates are expected to increase.

Glossary: fixed rate
Glossary: floating rate
Glossary: interest rates