Mortgages

One in five home owners with a mortgage don’t know that it is better to have a fixed rate rather than a floating rate when interest rates are expected to increase.

In the past, some mortgages have allowed borrowers facing financial difficulties to take a "mortgage holiday" for up to three months.

Breaking your fixed mortgage term and moving to a lower interest rate may seem like an easy way to improve your cashflow. But in reality it could be a very expensive trip to the bank.

Mortgage interest rates are falling which is great news if you’re on a floating rate or about to come off a fixed term.

The first of the tax changes announced in this year’s Budget kick in from 1 October. But now is the time to think about how to make the most of that extra cash in your pocket.

Becoming a homeowner is the ultimate dream for many Kiwis.

At this time of year many of us come back from holiday intent on making some big changes in our lives – like buying a new house, or maybe even moving to a new town.