Fixed interest

Get sorted on mortgages and rising interest rates

Becoming a homeowner is the ultimate dream for many Kiwis.

Shopping for interest

Kiwi Story

Greg and Sarah are looking hard at the interest rates currently available. They could take a loan with ...

A fixed interest rate mortgage

Kiwi Story

Robert and Kim are on fixed salaries, and they never get bonuses or overtime payments. They know money ...

Fees and interest rates

The price for a home loan and all the features it offers comes in the form of interest and fees.

Glossary: interest
Money paid in return for the use of money. If the bank is using your money (in a savings account) they pay you interest. If you are using the bank's money (via a loan), you pay the bank money.

Types of mortgage

When you're choosing a home loan, there are two big decisions you need to make: