Nest egg

If you’re recently retired or semi-retired, nest eggs rather than chocolate eggs might be on your mind this Easter.  

Semi-retirement / retirement is a time to think carefully about where your money is invested.

1. Make a plan and review it regularly, at least every two years or whenever your financial circumstances change.

A legacy is a gift of personal property or money to beneficiaries - people named in your will. A beneficiary may be family, whanau, charities or others.

The strategy you choose will depend on how much of a nest egg you have and how much you depend on it to afford the lifestyle you want. You probably need security and stability.

It's a general rule that you should expect greater returns from your investments if you are prepared to take on greater risk. Risk is often measured by the way investments go up and down in value.