Finance deals

Love that car, hate the fees

Kiwi Story

Ben has a soft spot for European cars. When he found a Renault Clio RXT for sale for $14,995 he couldn’t ...

The right sort of debt

Kiwi Story

Brendan has decided to get a qualification through distance learning. He needs a computer at home so ...

Car loans

There is a lot to think about when you buy a car - fuel efficiency, safety, reliability and, of course, the cost. Buying a car can be a big expense.

Hire purchase

Hire purchase and credit sale agreements can seem like a great way to pay when you haven't got the money right now. Particularly if the retailer offers an interest free period.

Glossary: interest
Money paid in return for the use of money. If the bank is using your money (in a savings account) they pay you interest. If you are using the bank's money (via a loan), you pay the bank money.

Think before you go into debt

Going into debt is a big decision. When you have debt, your life options start to become far more limited.

Glossary: debt
Debt is what you owe - it comes in many forms, including mortgages, personal loans, credit card balances, hire purchase agreements, loans from family.