Interest

A change in the Official Cash Rate can leave you feeling a bit richer or a bit poorer depending on which way the pendulum has swung.

What fees do I pay?

When you're choosing a home loan, there are two big decisions you need to make:

The longer you take to pay off debt, the more it will cost you. So you should try to get out of debt as fast as possible.

Hire purchase and credit sale agreements can seem like a great way to pay when you haven't got the money right now. Particularly if the retailer offers an interest free period.

Credit cards are an easy way to pay for things but they can also be very expensive if you don't pay off the balance in full every month.