Managing debt

In the past, some mortgages have allowed borrowers facing financial difficulties to take a "mortgage holiday" for up to three months.

Problems managing your debts today can have a big impact on your financial future. Find out about your options and why it’s important to have a good credit history.

When you guarantee a loan you make a legal promise to step in if the person who borrowed the money doesn’t make the repayments.

Getting a loan can be expensive, but if you know your options and shop around you will spend less.

The first of the tax changes announced in this year’s Budget kick in from 1 October. But now is the time to think about how to make the most of that extra cash in your pocket.

By now you will have received your credit card bill for what you spent at Christmas and over the holiday period. If there was a big figure at the end, you’re not alone.

At this time of year many of us come back from holiday intent on making some big changes in our lives – like buying a new house, or maybe even moving to a new town.