Managing debt

Sort out how to make the most of your tax cut

The first of the tax changes announced in this year’s Budget kick in from 1 October. But now is the time to think about how to make the most of that extra cash in your pocket.

Getting rid of holiday debt

By now you will have received your credit card bill for what you spent at Christmas and over the holiday period. If there was a big figure at the end, you’re not alone.

Managing mortgages

At this time of year many of us come back from holiday intent on making some big changes in our lives – like buying a new house, or maybe even moving to a new town.  

You can't do without your sleep

Kiwi Story

Trudy is 28, single, and working in an office. She's earning a good salary, and she loves beautiful ...

She's gotta have it!

Kiwi Story

Mandy loves shopping and often buys on the spur of the moment. If she sees something she likes, she's ...

Revolving credit to nowhere

Kiwi Story

Paul and Karen bought their first home with a revolving credit mortgage three years ago. The interest ...

Love that car, hate the fees

Kiwi Story

Ben has a soft spot for European cars. When he found a Renault Clio RXT for sale for $14,995 he couldn’t ...

The right sort of debt

Kiwi Story

Brendan has decided to get a qualification through distance learning. He needs a computer at home so ...

Managing debt

It's good to be able to borrow money. It can help you acquire assets - like a house, a business or an education. But debt can also be a trap.

Glossary: debt
Debt is what you owe - it comes in many forms, including mortgages, personal loans, credit card balances, hire purchase agreements, loans from family.

Know what it's costing you

You wouldn’t buy a car or anything else without knowing the price tag, so keep in touch with what your student loan is costing you each time you borrow. It will mean you stay in control.