Managing debt

Get debt down and saving back on track

Many of us are getting settled back into work after relaxing summer holidays away.

Alternatives to Christmas debt

The days to Christmas are ticking down. If you don’t have a plan you could find yourself with a mountain of dumb debt come New Year.

Finance sector urged to help fight dumb debt

This week Retirement Commissioner Diana Crossan issued a public challenge to the finance sect

Fessing up to dumb debt decisions

If you were a follower of her blog on stuff.co.nz, you’ll know that Greer McDonald is the Lady in the Red no more.

Getting rid of dumb debt

You may have seen our “dumb debt” campaign around town or online this week. So what is it all about?

Car finance tips

Pain at the petrol pump is driving some Kiwis to the car yards to trade in their gas-guzzlers for more modest veh

8 tips for buying on hire purchase

With the Christmas sales period in full swing, there are lots of attractive finance deals out there.

40 months interest free! No repayments till May!

Glossary: interest

Mortgage holidays a last resort

In the past, some mortgages have allowed borrowers facing financial difficulties to take a "mortgage holiday" for up to three months.

Repayment problems

Problems managing your debts today can have a big impact on your financial future. Find out about your options and why it’s important to have a good credit history.

Going guarantor

When you guarantee a loan you make a legal promise to step in if the person who borrowed the money doesn’t make the repayments.