What will the loan cost to repay?

No decision to borrow should be taken lightly. Try to strike a balance between how you want to live today and what it will cost you in the future. To find out how long your student loan will take to repay, with or without interest, try our student loan calculator.

If you're not sure about whether you want to study at all, then it's better to get some career advice first. Drifting into study is an expensive way to make a career decision. Career Services website www.careers.govt.nz is a good place to start. It includes information about free careers related services you can access.