Before you study

Most students need to go into debt to some degree to finance their studies, but those who take control from the start are less likely to run into problems.

Work out how much you'll need to complete your studies and borrow only that. The more you borrow, the longer it will take to pay off.

In this section, you'll find information about:

Glossary: debt
Debt is what you owe - it comes in many forms, including mortgages, personal loans, credit card balances, hire purchase agreements, loans from family.