Talking points

Download these fact sheets on issues to think about or discuss with family and friends.

• Enduring Powers of Attorney 
  An enduring power of attorney lets you choose people you know and trust to act on your behalf if you become incapable of doing so.
  (PDF, 87KB)
   
• Equity Release 
  Equity release is a way to borrow part of your home’s value, to help you out when you are faced with a major expense or are having trouble make ends meet.
  (PDF, 87KB)
   
• Financial Abuse
  As we grow older we often need help from others to make financial and property decisions. Unfortunately, this can also put us at greater risk of financial abuse and even fraud. 
  (PDF, 91KB)
   
• Insurance 
  Insurance helps us protect ourselves and our families from financial loss if the unexpected happens to the things we own, our health or our ability to earn an income.
  (PDF, 86KB)
   
• Trusts 
  Having a family trust is one way to safeguard our assets for the future – transferring legal ownership of property or other financial assets while still allowing us to use and access them.
  (PDF, 92KB) 
   
• Wills 
  A will sets out how the things we own should be
  dealt with after our death. Without a will, our assets are divided between family members in a way which may be different to what we had wished.
  (PDF, 91KB)