Kiwi stories

These ‘Kiwi stories’ and budgets were developed from conversations with retired New Zealanders about their spending patterns.

They are based on example case studies in ‘Expenditure in Retirement’ by Judith A. Davey, prepared for the Retirement Commission in May 2009.

The characters are fictional, but their circumstances are based on interviews with real Kiwis.

• Marguerite and Phil
  Marguerite and Phil, in their mid-70s, live in an outer suburb, own their house without a mortgage and run two cars...
• John and Jenny
  John and Jenny (aged 72 and 68) live in a small rural town. Overall their budget is tight...
• Mary
  Mary is 89, lives alone in a rented pensioner flat and her sole income is NZ Super...