Housing and care
When you're retired, it's important to have housing and other living arrangements that are appropriate to your lifestyle, state of health and financial position.
Most retirees never need to move out of their homes, and if they do it's only for a short time. However, you can't predict what will happen to you in retirement so it's worth being well informed on your housing and care options.
In this section, you'll find information on:
- Home ownership
There are lots of things to consider when thinking about your home - Your options for renting
Read about the advantages and disadvantages of selling your home and renting - Retirement villages
There are a range of lifestyle and purchasing options for people aged 55 and over - Rest home or private hospital care
Things to think about when either you or your partner are considering a rest home or private hospital - The Residential Care Subsidy and how asset testing might affect you.
Your home
One of the biggest retirement planning decisions you need to make is how much of your total net worth you keep in your house. Check out 3 different strategies.
An asset is a useful or valuable person or thing. In financial terms it's an item that can be converted into cash such as bank deposits, shares or property.
Your overall financial position - the value of your assets minus your debts. Or the difference between what you own and what you owe.
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