Low risk profile funds
These KiwiSaver funds have a low risk profile - with up to 29% invested in growth assets (e.g. shares and property). Use our Risk recommender to work out your risk profile.
| Organisation | Scheme name | Fund name |
|---|---|---|
| ABN AMRO Craig | START KiwiSaver | Conservative |
| AMP | AMP KiwiSaver | Conservative |
| AMP | AMP KiwiSaver | Default (DEFAULT FUND) |
| ANZ | ANZ KiwiSaver | Conservative |
| AON | AonSaver | Russell LifePoints Conservative |
| ASB | ASB KiwiSaver | Conservative (DEFAULT FUND) |
| ASB/Sovereign | FirstChoice KiwiSaver | Tracker Conservative |
| Asteron Life | Asteron KiwiSaver | Asteron Conservative |
| AXA | AXA KiwiSaver | Income Plus Portfolio (DEFAULT FUND) |
| Civic Assurance | KiwiSaver SuperEasy | Automatic 80 |
| eosaver | eosaver | Conservative Investment Option |
| FANZ/SBS | Lifestages KiwiSaver | Capital Stable |
| Fidelity Life | Fidelity KiwiSaver | Conservative Kiwi |
| Gareth Morgan | Gareth Morgan KiwiSaver | Conservative |
| Grosvenor | Grosvenor KiwiSaver | Enhanced Income |
| ING | ING KiwiSaver | Conservative (DEFAULT FUND) |
| ING | SIL KiwiSaver | Conservative |
| IRIS | IRIS KiwiSaver | Conservative |
| Kiwibank/Mercer | Mercer KiwiSaver | KiwiSaver Conservative (DEFAULT FUND) |
| Medical Assurance Society | Medical Assurance Society KiwiSaver | Defensive Asset |
| National Bank | National Bank KiwiSaver | Conservative |
| Smartshares | Smartshares KiwiSaver | Smartkiwi Conservative |
| Staples Rodway | Staples Rodway KiwiSaver | 50:50 Conservative Balanced |
| SuperLife | SuperLife KiwiSaver | D Fund |
| Tower | Tower KiwiPlan | Cash Enhanced (DEFAULT FUND) |
An investment is normally considered to be risky if there is a reasonable chance that its value will vary significantly in the future. For example, an investment in shares is more risky than an investment in a bank term deposit. The value of shares may fall below the price paid for them while the value of bank deposits generally do not. High risk investments should only be taken on with long term intentions. You would expect a high long-term return to compensate for high risk.
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