Low to medium risk profile funds
These KiwiSaver funds have a low to medium risk profile - with between 30% and 49% invested in growth assets (e.g. shares and property). Use our Risk recommender to work out your risk profile.
| Organisation | Scheme name | Fund name |
|---|---|---|
| AMP | AMP KiwiSaver | Moderate |
| ANZ | ANZ KiwiSaver | Conservative Balanced |
| AON | AonSaver | Russell LifePoints 2015 |
| AON | AonSaver | Russell LifePoints Moderate |
| ASB | ASB KiwiSaver | Moderate |
| ASB/Sovereign | FirstChoice KiwiSaver | Active Conservative |
| ASB/Sovereign | FirstChoice KiwiSaver | Tracker Moderate |
| Asteron Life | Asteron KiwiSaver | Asteron Balanced |
| Civic Assurance | KiwiSaver SuperEasy | Automatic 60 |
| Civic Assurance | KiwiSaver SuperEasy | Income |
| Credit Union | Credit Union KiwiSaver | Kiwi Conservative |
| Grosvenor | Grosvenor KiwiSaver | Conservative |
| Huljich | Huljich KiwiSaver | Huljich Conservative Diversified |
| ING | ING KiwiSaver | Conservative Balanced |
| ING | SIL KiwiSaver | Conservative Balanced |
| Medical Assurance Society | Medical Assurance Society KiwiSaver | Balanced Asset |
| Medical Assurance Society | Medical Assurance Society KiwiSaver | Conservative Asset |
| Mercer | Mercer Super Trust KiwiSaver | Conservative |
| National Bank | National Bank KiwiSaver | Conservative Balanced |
| SuperLife | SuperLife KiwiSaver | AIM30 |
| Tower | Tower KiwiPlan | Conservative |
| Westpac | Westpac KiwiSaver | Conservative |
An investment is normally considered to be risky if there is a reasonable chance that its value will vary significantly in the future. For example, an investment in shares is more risky than an investment in a bank term deposit. The value of shares may fall below the price paid for them while the value of bank deposits generally do not. High risk investments should only be taken on with long term intentions. You would expect a high long-term return to compensate for high risk.
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