KiwiSaver funds and schemes
Here you can find out which organisations provide KiwiSaver schemes for each risk profile:
- Cash and fixed interest only funds
0% invested in growth assets. - Low risk profile funds
1% - 29% invested in growth assets. - Low to medium risk profile funds
30% - 49% invested in growth assets - Medium risk profile funds
50 - 60% invested in growth assets. - Medium to high risk profile funds
61 - 84% invested in growth assets - High risk profile KiwiSaver funds
85% - 100% invested in growth assets.
If you need help working out which fund type to choose, try our Risk recommender and Investment recommender.
To see what fees are charged by KiwiSaver providers, try our
KiwiSaver fees calculator.
What is a growth asset?
The following asset classes are commonly referred to as 'growth assets' - New Zealand equities, overseas equities, New Zealand property, global property, and some alternative assets.
An investment is normally considered to be risky if there is a reasonable chance that its value will vary significantly in the future. For example, an investment in shares is more risky than an investment in a bank term deposit. The value of shares may fall below the price paid for them while the value of bank deposits generally do not. High risk investments should only be taken on with long term intentions. You would expect a high long-term return to compensate for high risk.
Types of investment, e.g. shares, property, bonds, cash deposits.
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