Everyday money

Managing money isn’t just about saving and paying off debt. What you do with your money day-to-day is important too.

In this section:

  • Banking
    Getting smart about your banking can be very good for your financial future.
  • Spending
    The way you choose to pay for things can make a huge difference to how much you actually pay in the end.
  • The economy
    How well most of us live is directly affected by the relative strength or weakness of the economy. Find out more in our beginner's guide to the NZ economy.
  • Getting help
    Managing your money can be hard to do all by yourself. But there are a variety of professional advisers that can help.
Glossary: debt
Debt is what you owe - it comes in many forms, including mortgages, personal loans, credit card balances, hire purchase agreements, loans from family.