Managing money isn’t just about saving and paying off debt. What you do with your money day-to-day is important too.
In this section:
- Banking
Getting smart about your banking can be very good for your financial future.
- Spending
The way you choose to pay for things can make a huge difference to how much you actually pay in the end.
Debt is what you owe - it comes in many forms, including mortgages, personal loans, credit card balances, hire purchase agreements, loans from family.