This calculator presents the fees charged by KiwiSaver providers. The fees are automatically deducted from your KiwiSaver balance to meet management and administration costs.
Notes on this calculator
Results are in today's dollars - this means that any amount you pay or receive in the future will have the same buying power as this many dollars today.
For example, if you could buy something worth $1000 now, in 10 years time, you would need $1220 ("nominal dollars") to buy that same thing (assuming 2% inflation). The $1220 nominal dollars in ten years time is equivalent to $1000 today's dollars. This means that the actual dollar amounts that you pay or receive are likely to be more than the figure quoted here, but it will have the same current buying power.
Expected KiwiSaver balance is the projected total accumulation at age 65 (in today's dollars) of the expected contributions from the member, employer and government (including tax credits) as well as the potential return that each fund is expected to earn based on the given investment mix from that fund's current investment statement. We have not displayed figures for potential KiwiSaver balance as speculation of this amount could be misleading to users. A generic estimate of KiwiSaver balances at age 65, based on your income and contribution level, can be found via either the Quick KiwiSaver calculator or KiwiSaver decision guide.
These calculators are designed to give you ballpark figures only - in other words, they won't be exact to the absolute dollars and cents.