Debt calculators

Get into debt calculator

Understand the real cost of a loan before you take it on - calculate the total interest you'll pay by the time you pay off a loan.

Get out of debt calculator

Work out how to pay off several debts at once so you pay the least interest.

We have made a correction to a part of the Getting Out of Debt Calculator. This only affects the total interest paid figure. Other figures are unchanged. If you have completed the calculator prior to 06 Feb 2003 then you will need to re-do the calculations.

Repayment options calculator

Work out how different repayment levels affect the total amount you repay on a loan and the time it takes to repay it.

We have made a correction to part of the Repayment options calculator. If you have completed the calculator prior to 23 September 2005 we recommend you re-do your calculations.

Credit card

This calculator shows you how long it will take you to pay off your credit card debt, and the total amount of interest you will pay.

Car loan calculator

This calculator shows you how much your car loan will cost to repay, and the amount of interest charged. You can also see the impact of deferred payment and interest-free terms on your loan.

Hire purchase calculator

This calculator shows you how much your hire purchase debt will cost to repay, and the amount of interest charged. You can also see the impact of deferred payment and interest-free terms on your debt.