Calculators > Debt > Car loan calculator

Car loan calculator

This calculator shows you how much your car loan will cost to repay, and the amount of interest charged. You can also see the impact of deferred payment and interest-free terms on your loan.

 

Car loan calculator

 
$
Interest rate per annum
%
Start up fees
$
Other fees
$
 
$
 
$
Total term (months)
Interest free term (months)
Deferred repayment term (months)
Repayment frequency
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Prior to changing your personal finances as a result of this calculation we recommend you view our disclaimer.
Notes on this calculator
  1. You don't need to use dollar signs or commas when inserting dollar amounts. Example: 10500 not $10,500.
  2. Results are in today's dollars – this means that any amount you pay or receive in the future will have the same buying power as this many dollars today.

    For example, if you could buy something worth $1000 now, in 10 years time, you would need $1220 ("nominal dollars") to buy that same thing (assuming 2% inflation). The $1220 nominal dollars in ten years time is equivalent to $1000 today's dollars. This means that the actual dollar amounts that you pay or receive are likely to be more than the figure quoted here, but it will have the same current buying power.

    Learn more about Today's Dollars.
  3. These calculators are designed to give you ballpark figures only – in other words, they won't be exact to the absolute dollars and cents.