Budget results

Category

Amount

Target

Type

My take home pay (after all deductions)
 
My partner's take home pay
 
Business income
 
Interest / earnings on investments
 
Board or rent received
 
Superannuation received
 
Child support
 
Working for Families income
 
Benefits/allowance
 
Student allowance / loan
 
Family help
 
Other
 
Current regular savings
 
Regular investments
 
Other
 
Mortgage
 
Student loan (additional repayments)
 
Other loans
 
Hire purchase
 
Credit cards
 
Car
 
Home
 
Contents
 
Medical
 
Your life
 
Your partner's life
 
Your income protection / disability
 
Your partner's income protection / disability
 
Other
 
Electricity
 
Gas
 
Water
 
Telephone
 
Rates
 
Mobile phone(s)
 
Bank fees
 
Pay TV
 
Internet
 
Combined insurance (if you pay home, contents, car etc together)
 
Combined power (if you pay electricity and gas together)
 
Combined phone (if you pay telephone, Internet, Pay TV etc together)
 
Rent/board
 
Body corporate fees (apartments)
 
Gardening / landscaping
 
Furniture
 
Appliances
 
House contents
 
Appliance repairs
 
Painting and decorating
 
Plumbing
 
Electrical
 
Alterations / improvements
 
The big shop / supermarket
 
Bought lunches
 
Takeaways
 
Other
 
Vehicle licensing and WOF
 
Petrol
 
Maintenance
 
New or replacement vehicle
 
Travel to work
 
Bus/train/taxi fares
 
Parking
 
Bikes / sports gear
 
Hobbies ( e.g musical instruments, crafts)
 
Alcohol (bars etc)
 
Alcohol (bottle stores and supermarket)
 
Cigarettes
 
Dining out
 
Bars, clubs and cafes
 
Club subscriptions (e.g. Gym)
 
Childrens activities
 
Tickets for sports games and concerts
 
Outdoor recreation (e.g. fishing, skiing)
 
Movies
 
Other
 
The big annual holiday
 
Short breaks, weekends away
 
Overseas trips
 
Newspapers / magazines / books
 
Adult's clothes / shoes
 
Children's clothes /shoes
 
Hairdresser
 
Cosmetics / toiletries
 
Doctor
 
Dentist
 
Prescriptions and medicines
 
Other
 
Other
 
Accessories
 
Children's school expenses (transport, school trips)
 
School uniforms
 
School fees
 
Tertiary education fees
 
Student services levy
 
Other levies
 
Text books and stationery
 
Other expenses
 
Creche / nanny
 
Babysitting
 
Support to family and friends
 
Child support payments
 
School donations
 
Church
 
Other
 
Family
 
Other
 
Vet expenses
 
Charity
 
After school / holiday care
 
Pocket money
 
Pet food (if separate from groceries)
 
Other (e.g. dog registration)
 

Income total

$0.00

 

$0.00

Savings

$0.00

$0.00

Spending total

$0.00

$0.00

What's left

$0.00

$0.00

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Your results indicate you are spending more than you earn. Are there any ways you can reduce your spending, or increase your income?

If you can adjust your spending once you've paid for essential items, try "paying yourself first". Decide on an amount of your income you're going to save or use to pay off debt, and then see how the rest of your budget takes shape.

Prior to changing your personal finances as a result of this calculation we recommend you view our disclaimer.

Summary

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  • Amount copied from Money Tracker
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Notes
  1. Target Amount
    This is the amount you'd like to be getting or spending for any given item in your budget. You may want to earn a certain amount from investments, or increase your wage, or reduce your weekly spending on takeaways for example. By noting your targets for certain items, you can track progress towards your budget goals.
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