Calculators > Saving > Regular savings calculator

Regular savings calculator

By saving regularly and earning interest on your savings, even the smallest amounts can grow substantially. This calculator shows how much your regular savings will add up to over time.

 

Regular savings calculator

 
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Prior to changing your personal finances as a result of this calculation we recommend you view our disclaimer.
Notes on this calculator
  1. Results are in today's dollars – this means that any amount you pay or receive in the future will have the same buying power as this many dollars today.

    For example, if you could buy something worth $1000 now, in 10 years time, you would need $1220 ("nominal dollars") to buy that same thing (assuming 2% inflation). The $1220 nominal dollars in ten years time is equivalent to $1000 today's dollars.This means that the actual dollar amounts that you pay or receive are likely to be more than the figure quoted here, but it will have the same current buying power.

    Learn more about Today's Dollars.
  2. Repayments are not assumed to increase each year.
  3. These calculators are designed to give you ballpark figures only - in other words, they won't be exact to the absolute dollars and cents.
  4. You don't need to use dollar signs or commas when inserting dollar amounts. Example: 10500 not $10,500.
  5. Net real rate of return
    Net real rate of return is how much you will earn from your investment after tax, fees and inflation have been taken into account. Sorted typically uses a net real rate of return of 2.5% per annum, which is what you might expect to get from a balanced-fund (gross interest rate of around 7% before tax, fees and inflation are taken off).
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