This week's pick of personal finance stories from the last few days, with links to online versions.
Recession memories prompt more to save
Last year's economic uncertainty has led to more people planning to stick to a savings plan.A survey shows that almost nine out of ten people intend to save at least the same amount as they did six months ago. (NZ Herald)
Martin Hawes: No time to sell the kids
"When it comes to investment, I like a bargain. I am never happier than when I have lined up a group of investments that are cheap; things that are so good I could sell the kids, mortgage the dog or pawn granny's brooch to raise the cash to invest." (NZ Herald)
Property tax - who are the unintended consequences?
"As the vitriol builds against property investors it's becoming increasingly clear that there will be many innocent bystanders injured by the mooted changes to tax law." (Inside Money blog - NZ Herald)
Time to buy, not book, a bach?
Punters wanting to own a holiday home may be able to snatch some good deals this year, but watch out for looming tax changes. (The Independent)
Signs of uncertainty in the housing market
The housing market has failed to start the year with the traditional January rush of new listings, Quotable Value says. (Dominion Post)
Glossary: investment
A way to use your money to make it grow.
Glossary: Commission
Glossary: adviser
A person who sells financial advice and/or products. They include financial advisers, insurance agents, planners, sharebrokers, mortgage brokers and bank managers or agents. They may be salaried, paid a commission or have an hourly rate.