This week's selection of personal finance stories from over the weekend, with links to online versions.
Martin Hawes: Lessons each generation learns the hard way
To anyone interested in finance, the past couple of years have been fascinating. A major credit crunch, bank collapses, government interventions, volatile markets and the world on edge - it will be talked about for decades. (NZ Herald)
Brian Gaynor: KiwiSaver big and important success
KiwiSaver, which now has 1,189,597 contributing members, is a huge success... ...because of substantial Government and employer contributions as well as the solid performances of the default funds in difficult market conditions (NZ Herald)
Mary Holm: Capital gains cause for confusion
Mary responds to readers' letters re trading shares as a business, independent financial advice, "the dreaded word" KiwiSaver, and what to do with a company super scheme payout (NZ Herald)
Tenancy a cheaper bet
The latest BNZ rent-or-buy report, which shows prospective first-home buyers whether they should continue to rent and save for a deposit, or when the time is right to buy, indicates renting is now a better move financially. (NZ Herald)
Bumpy ride for property in 2010
The property market may face some fresh headwinds next year which could swamp any recovery in prices (Sunday Star Times)
Glossary: shares
Shares and equities refer to the same thing - a share in the ownership of a company and entitlement to any distributions (eg dividends).