A selection of personal finance stories from over the (long) weekend, with links to online versions:
Playing the ageing game
The financial crisis has highlighted the unfairness of lifting the age of eligibility for state pensions, a visiting academic has told the Retirement Commission (Sunday Star Times)
Investors keep piling into KiwiSaver funds
KiwiSaver's dominance of the "ma and pa" investment scene shows no signs of relenting, with the voluntary savings scheme driving a positive $698 million funds inflow during the September quarter (Dominion Post)
DIY wealth
Amanda Morrall talks to financial adviser and money writer Liz Koh about her new trilogy of free e-books and the road less travelled to building wealth (The Press)
Crunch behind savings drop-off
A tougher economic environment is being partly blamed for a slow-down in the number of people joining KiwiSaver and an increase in those who have stopped contributing money to it (NZ Herald)
Brent Sheather: Heads the advisers win, tails you lose
A defining feature of the modern financial world has been the huge growth of the investment advisory business, principally delivered to mum and dad via the advice of financial planners, banks and stockbrokers (NZ Herald)
Mortgage outlook: variable
Until recently, a two-year fixed-rate mortgage was always cheaper than a variable rate mortgage... (Show me the money blog - NZ Herald)
Glossary: investment
A way to use your money to make it grow.
Glossary: adviser
A person who sells financial advice and/or products. They include financial advisers, insurance agents, planners, sharebrokers, mortgage brokers and bank managers or agents. They may be salaried, paid a commission or have an hourly rate.
Glossary: shares
Shares and equities refer to the same thing - a share in the ownership of a company and entitlement to any distributions (eg dividends).