Heading for a budget blow-out?

If you answer yes to three or more of these questions, chances are your finances are getting out of control and you need to get sorted ASAP.

1. Is your credit card maxed-out, or close to it, and you’re only making the minimum payments each month?
2. Are you having difficulty paying all your bills at least once every three months?
3. Do you have no idea how much your regular bills are every month?
4. Do you have no idea how much spending money you have every month?
5. If you lost your job, would you be in financial trouble within a month?

In fact, if you answered yes to even one of these questions, it's time to get all your money ducks in a row. Sorted has two simple tools to help you make a budget and understand where your money is going.

The Budget calculator makes putting a budget together easy - all you need is details of your current spending and income.

The Money tracker allows you to take a closer look at how much money you have coming in and going out.

Knowing what you are spending is the first step to reducing it and getting rid of unnecessary costs. Make a budget today and avoid a blow-out tomorrow.